How Much Does Pet Insurance Cost?

You make it home after a long, tiring day. Right at the doorstep is your dog wagging its tail or your cat's soft nuzzle. In an instant, all the tensions vanish away in thin air as you get enveloped by that pure sense of joy and comfort your pet has to offer. Our pets, with their boundless energy and unconditional love, become greatly treasured members of our families very fast. But, just like any member of the family, their well-being takes a little TLC and, yes, some financial dedication.

This is where pet insurance steps in. Just like we protect our health through insurance, pet insurance is devised to cover veterinary costs incurred for your favourite cat, dog, or any other pet. It manages these costs with respect to the routine check-ups and emergency treatments involved so that you can focus on the important things: keeping your pet happy and healthy.

The article below will help you understand what pet insurance is, its cost, and much more. Let's get right into it!
 

What Is Pet Insurance?

Pet insurance is simply insurance to protect your pet. It covers all kinds of veterinary expenses for your cat, dog, or any other pet. Think about all the times your pet needs a vet visit, not to mention injections and tick treatments, which cost a lot. This is where pet insurance steps in to help lighten the financial load and enable you to look after your furry friend without draining your wallet.
 

Why Pet insurance?

Here are some of the reasons why pet insurance in India is worth every penny -

• Takes Care Of Your Pet
  With pet insurance, you can breathe easy knowing that your furry friends will always receive the best treatment available in case of need.
   
• Manages Veterinary Costs
  Veterinary care can be quite expensive, and this is the very niche that pet insurance fills. It aids in covering costs incurred from sudden illnesses, accidents, and injuries to your pets. Insuring your pet lets you ensure they obtain the care they require without throwing your wallet in a frenzy.
   
• Prioritises Preventive Care
  It's a known fact that prevention is better than cure. Isn't it? Many pet insurance plans do understand this and include preventative care, like vaccinations and routine check-ups, which could be extremely vital for your pet's health and aid in the early detection of problems.
   
• Handles Unpredictable Events
  You just never know when accidents or sickness might strike. This is exactly where pet insurance really comes in handy to make sure you are prepared for everything from an acute injury to a chronic health condition. After all, your pet deserves all-round protection. Right?
   
• Offers Specialized Care
  Your pets at times may need special treatment, surgery, or therapy. Having pet insurance can help a lot in making such options more within your reach, so you don't have to think about the cost when your pet needs special care.
   
• Protection In Times Of Other Losses
  Some policies offer additional perks for pet parents, especially covering situations such as the unfortunate case of your pet being stolen or lost, or causing damages to someone else's property.
   
• Travel And International Protection
  Some pet insurance plans provide coverage even while you’re travelling with your pet. This will ensure protection against any kind of mishap that might occur during the journey.

Next, let’s talk about the costing part- Is it affordable, or does it cost a fortune? Read on to know!
 

How Much Does Pet Insurance Cost?

Well, on average, pet insurance may cost between Rs 15,000 and Rs 30,000. The price depends on quite a lot of factors, such as the age of the pet, breed, any other past health problems, and even the place where you purchase an insurance plan.

• Age
  Age does matter when it comes to cost. The older your beloved pet is, the higher the premium will be. On the other hand, younger pets typically have lower premiums.
   
• Breed
  The breed of your pet also plays a significant role. For instance, insuring a cat generally costs less than insuring a dog. Also, did you know some specific breeds of dogs are more susceptible to illnesses? So, their insurance will be more expensive compared to others.
   
• Location
  Furthermore, the cost of pet insurance may differ depending on where you live. Some cities or areas charge more premiums than others.

Always remember these things while purchasing insurance for your pet so you get the best coverage without digging into your pocket.

Wondering how to buy pet insurance from SMC? Worry not! Read on to learn how you can seamlessly insure your pet!
 

How To Buy Pet Insurance From SMC?

Here are the steps you need to follow to get pet insurance -

1. Visit the SMC website. On the home page, you can find the section "Buy Insurance Online."
2. Now, click "View All Options" and select "Pet Insurance."
3. Here, you have to fill in the owner’s details, such as your name and contact number.
4. In the next step, fill in information about your pet: name, breed, age in years and months, sex, weight, and area pin code.
5. After filling in all the details, a page comprising the quotes of various insurance companies will appear.
6. Spend some time evaluating the options and choosing an option that suggests the best coverage for your pet.
7. Carefully recheck all the details before finalising and paying for the policy.
8. Then, go ahead and complete the payment process. It’s that simple!
    

Let’s Sum Up!

Pet insurance is definitely a great investment you can make as a responsible pet parent. It not only allows you to cut down on the cost burden from veterinary services but also grants your pet the best possible healthcare during their lifetime. From routine checkups to urgent treatment, having this plan by your side allows you to concentrate on the welfare and happiness of your beloved pet without any concern about unexpected bills. By choosing the best possible insurance plan for your pet, you will always be able to welcome the cheer and companionship they bring into your life, knowing you're prepared to meet whatever challenges come your way.